Ahadu Bank Vacancy Announcement

Ahadu Bank S.C. is pleased to invite qualified and competent applicants to apply for the following position:

Main Duties & Responsibilities:

Recruit potential customers and maintain strong, sustainable relationships.
Ensure customer recruitment aligns with the Bank’s strategic direction.
Confirm the existence of a single point of contact for customers.
Interview customers, manage the collection of relevant documents for credit processing, and ensure the legality of borrowers.
Ensure properties offered as collateral are properly and timely valued.
Visit the borrower’s business premises, prepare business visit reports, and collaborate with the Credit Appraisal wing to prepare Due Diligence reports for the Credit Committee.
Ensure timely decision-making for credit requests and communicate decisions to customers promptly.
Manage the accurate and timely disbursement of loans and advances.
Properly classify and ensure timely collection of loans and advances.
Conduct strict follow-up on loans and advances on a case-by-case basis, ensuring the quality of the portfolio and providing periodic follow-up reports to the relevant Bank organs.
Address deteriorating loans and advances with timely solutions.
Maintain and update loan documents appropriately.
Conduct negotiations with customers, propose resolution mechanisms, and follow up on restructured loans and advances.
Ensure the lending process adheres to the Bank’s Credit Policy and Procedure.
Provide clarifications on credit approval decisions or workout resolutions to relevant bodies as needed.
Act as the primary contact for resolving customer complaints.

Skill and Educational Background:

MSC, MA, BSC, or BA in Economics, Management, Business Administration, Marketing Management, Finance, or related fields.
Experience: A minimum of 7 years of experience in the banking industry, with at least 2 years in a senior role such as Senior Customer Relationship Officer, Senior Credit Analysis/Appraisal, Senior Loan Officer, Branch Manager I, Customer Service Manager, or a related position.